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    What To Consider Before Buying An Overseas Property
    by Laura Cheshire


    Buying an overseas property can be both an exciting and daunting experience. It is a big decision to make so you should carefully consider the following points, before you even start your property search.

    1. What is your reason for buying an overseas property?

    What do you want from this property? If you are buying to live permanently or spend a substantial part of the year in this property your requirements will be different to just buying a holiday home. Do you want this property to provide you with an income, short-term profit or is it a long-term investment for your retirement. Think carefully about exactly what you want this property to do for you because one property cannot provide all of the above.

    2. Which location should you choose?

    Your reason for buying a property abroad will largely determine the location. If you are buying a permanent home it should be in a place you are already familiar with and can speak the language with some confidence. You will also need to consider the distance and ease of travel for family and friends who will want to keep in touch ? and get a cheap holiday at the same time!

    If it is for your holidays or renting for an income, remember that cost, ease and reliability of travel to the property are an important factor for many when choosing a holiday destination. If buying for investment purposes only, then you could consider buying in an up and coming area, or as yet 'undiscovered paradise?, as the return on your investment could be potentially bigger. However, remember the risks could be higher in an unproven location if it does not become popular or the political landscape changes dramatically. Whilst properties in current popular locations such as Spain or France will be more expensive, you will be buying in regions that have a proven track record so the risks will be lower.

    You will also need to check the inheritance and tax laws of the country you are buying as this will impact on what you get back from your property.

    3. How do I find an overseas property agent?

    A quick search on the internet will return literally thousands of estate agents or companies dealing in overseas properties. Whilst it is always a good idea to go on a personal recommendation this is not possible if you do not know anyone who has bought abroad. Look in the business directories, overseas property sections of newspapers and magazines, and of course use the internet. In a recent survey of overseas buyers, the one single deciding factor that influenced their decision to use a particular company was whether they felt they could trust them. This came above cost and even the service on offer.

    When you approach an agent be sure to ask them questions not just about the property but about the area, local government issues and future developments planned for the location. Whilst many people do buy without seeing the property it is always a good idea to do so ? especially if you are planning to spend time there yourself. Check their after sale service and perhaps ask to speak to a client they have recently sold too.

    It is a big decision to make to take your first steps into the overseas property market, but if you take your time to carefully consider your objectives and find the right agent, it can be a very rewarding experience both financially and personally.

    Laura Cheshire has worked in the overseas property market for over 4 years and appreciates this is a big decisions to make. She feels it is essential to find the right property and be within your budget. Some companies will try to push you a little higher but Laura recommends you should stay within your original budget. There are many properties available all over the world these days making it a 'buyers market?. For more information, advice and details of overseas properties see Laura's Overseas Property Company website.

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